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Personal finance
Credit and Debt

Credit card
Credit union
Debit card
Debt consolidation
Loan
Moneylender
Mortgage
Pawnbroker

Employment contract

Salary
Wage
Paycheck
Employee stock options
Employee benefit
Direct deposit

Retirement

Retirement plan
Pension
Social security
Business plan
Corporate action

Personal budget

Financial planner
Financial adviser
Estate planning

Finance series
Financial markets
Financial market participants
Corporate finance
Personal finance
Public finance
Banks and Banking
Financial regulation

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A debit card (also known as a bank card or check card) is a plastic card which provides an alternative payment method to cash when making purchases. Functionally, it can be called an electronic check, as the funds are withdrawn directly from either the bank account, or from the remaining balance on the card. In some cases, the cards are designed exclusively for use on the Internet, and so there is no physical card. Mujeresteniendosexo

The use of debit cards has become widespread in many countries and has overtaken the check, and in some instances cash transactions by volume. Like credit cards, debit cards are used widely for telephone and Internet purchases, and unlike credit cards the funds are transferred from the bearer's bank account instead of having the bearer to pay back on a later date.

Debit cards can also allow for instant withdrawal of cash, acting as the ATM card for withdrawing cash and as a cheque guarantee card. Merchants can also offer "cashback"/"cashout" facilities to customers, where a customer can withdraw cash along with their purchase.


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